.policies-section {
    padding: 5rem 0 7rem;
    background: var(--off-white);
}

.policies-wrap {
    max-width: 780px;
    margin-inline: auto;
}

.policy {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    margin-bottom: 1rem;
    box-shadow: var(--shadow);
    transition: box-shadow var(--transition);
}

.policy:last-child {
    margin-bottom: 0;
}

.policy:hover {
    box-shadow: 0 6px 28px rgba(27,58,107,0.2);
}
.policy__header {
    padding: 1.4rem 1.75rem;
    border-bottom: 1px solid var(--border);
    background: var(--off-white);
    border-radius: var(--radius) var(--radius) 0 0;
    text-transform: uppercase;
    font-weight: 600;
    font-size: 1rem;
    letter-spacing: 0.08em;
    color: var(--blue-dark);
}
    .policy summary {
        padding: 1.4rem 1.75rem;
        font-size: 1rem;
        font-weight: 600;
        letter-spacing: 0.08em;
        text-transform: uppercase;
        color: var(--blue-dark);
        cursor: pointer;
        list-style: none;
        display: flex;
        justify-content: space-between;
        align-items: center;
        border-radius: var(--radius);
        transition: color var(--transition), background var(--transition);
    }

        .policy summary:hover {
            color: var(--blue);
            background: var(--off-white);
        }

        .policy summary::after {
            content: '+';
            font-size: 1.4rem;
            font-weight: 300;
            color: var(--blue);
            transition: transform var(--transition);
            flex-shrink: 0;
            margin-left: 1rem;
        }

    .policy p {
        padding: 1.5rem 1.75rem 1.75rem;
        line-height: 1.8;
    }

.policy__label {
    display: flex;
    align-items: center;
    gap: 0.85rem;
}

.policy__icon {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: rgba(23, 82, 158, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--blue);
}

    .policy__icon svg {
        width: 18px;
        height: 18px;
    }